FINANCIAL
PROTECTION

401(k) Retirement Savings Plan

All regular employees are eligible to participate in Peraton’s 401(k) retirement savings plan1 through Fidelity immediately. Soon after your hire date, you should log on to netbenefits.com or call 800.835.5095 to enroll, set your contribution amount, and choose your investments. You can change your contribution amount at any time.

You have three choices when it comes to enrolling in the plan. You can:

  • Enroll on your own
  • Be automatically enrolled at 4% (full-time, non-union employees only)
  • Decline enrollment

1. Eligibility does not include leased employees, independent contractors, non-resident aliens, any active employee covered by another qualified defined contribution plan sponsored by a participating employer, any non-US paid employees, any employee whose principal place of employment is Puerto Rico, and interns. Differences in plan design may apply based on collective bargaining agreement (CBA) contract.

All regular, non-union new hires will be automatically enrolled in the plan at a contribution rate of 4% of your pre-tax eligible pay.

We encourage you to take an active role in the plan. You can do this by choosing your contributions rate(s), based on your eligible pay, and investment options that are appropriate for you.

If you do not want to contribute to the plan, you must change your contribution rate to 0% within the first 30 calendar days of your employment.

Your contribution percentage will automatically increase each year by 1% until you reach 10%. You can opt-out of this auto-increase.

The Internal Revenue Service (IRS) 2025 401(k) limits are:

  • $23,000 annually
  • If you are turning 50 or older in 2025, you’re eligible to contribute an additional $7,500 (for a total maximum of $30,500 annually)

Note that IRS contribution limits are subject to change during the year.

IMPORTANT

Remember to designate your 401(k) beneficiary(ies) by logging on to netbenefits.com.

Employer matching contribution

Peraton will match 100% of the first 4% you contribute, and 50% of the next 2% you contribute. All contributions are 100% vested after two years of service.

Visit Fidelity Website

Learn more

View the Benefits & Beyond Interactive Guide to learn more about your Peraton benefits.

View 2025 Benefits Guide