FINANCIAL
PROTECTION

Short-Term Disability (STD)

Peraton provides short-term disability benefits at no cost to you. When you cannot work and the claims administrator, Lincoln Financial Group (LFG), determines that you are disabled, short-term disability benefits are payable. You must be considered disabled up to seven calendar days (elimination period) before payments will begin. The amount payable to you during your approved short-term disability is based on your fringe group. For details on the short-term disability benefits available to you, visit the Peraton Benefits & Beyond Enrollment Portal, powered by bswift.

You can use paid time off (PTO) to supplement your benefit. The first seven days will be unpaid unless you supplement the elimination period with accumulated PTO. Short-term disability benefits, when combined with the elimination period, cannot exceed 26 calendar weeks (180 days). After that, you may be eligible for long-term disability benefits, if you are enrolled in long-term disability coverage and LFG determines that you remain disabled.

Long-Term Disability (LTD)

You can elect long-term disability benefits and pay for coverage with contributions withheld from your pay on an after-tax basis. Long-term disability benefits provide continuing income in the event you suffer a qualifying disability that extends beyond 26 weeks. The long-term disability benefit is 60% of your base pay, up to a specified maximum, which may vary based on your fringe group.

It is important to remember that long-term disability benefits may be reduced by other sources of income that you receive, or are eligible to receive, and by the amount of any pay or additional compensation you may receive from Peraton for work performed while disabled. Your benefit will not drop below the monthly minimum of $100.

Learn more

View the Benefits & Beyond Interactive Guide to learn more about your Peraton benefits.